When applying for mortgage insurance or a title, you will likely have to submit a current ALTA/NSPS land title survey in Huntersville for the property in question. Mortgage lenders and title companies often require these surveys to ensure that there are no surprises concerning the piece of land.
At Scalice Land Surveying, we have performed countless ALTA/NSPS land title surveys for our customers over the years. We continue to perfect our surveying services by using the latest technology in the field to provide our clients with the best product possible.
What Is an ALTA/NSPS Land Title Survey?
An ALTA/NSPS land title survey is a specific type of boundary survey. The requirements for this survey were determined through a joint effort between the American Land Title Association (ALTA) and the National Society of Professional Surveyors (NSPS).
Based on the regulations set forth by these groups, an ALTA/NSPS land title survey must contain information about:
- The boundary lines of the property
- The exact location of any structures on the land
- Any renovations to these buildings
- Any easements held on part or all of the property
In addition to the above requirements, an ALTA/NSPS land title survey may contain additional information, including:
- The square footage of any buildings
- The height of any structures
- Details about any underground structures
- The location of any underground utilities
When an ALTA/NSPS Land Title Survey Is Required
Title companies will often require an ALTA/NSPS land title survey before approving the transfer of a piece of property to a new owner. Likewise, mortgage lenders will often require one of these surveys before approving a mortgage refinancing.
These surveys can be used to help identify any costly risks associated with the land, including:
- Boundary disputes
- Zoning problems
- Differences in legal descriptions
- Mathematical discrepancies
Even when an ALTA/NSPS land title survey is not strictly required, having one performed can help protect you from making any costly mistakes due to a lack of data about a piece of property. You may find a Huntersville ALTA/NSPS land title survey particularly useful if you are buying a piece of land that does not already have a structure built upon it.
The lack of structure means it is likely that any prior land survey is outdated. It may be that no survey has ever been conducted. An ALTA/NSPS survey may reveal vital information that could protect you from a bad investment.
Who Is Responsible for Ordering an ALTA/NSPS Land Title Survey in Huntersville, NC?
If a title company or a mortgage lender requests an ALTA/NSPS land title survey, it falls to the property owner to order the survey. If you are selling your property or refinancing your mortgage, contact our experienced land surveyors in Huntersville to get a free quote. Our professional team will be happy to assist you with an accurate survey at an affordable price.
The Cost of an ALTA/NSPS Land Title Survey
Many factors go into determining the cost of an ALTA/NSPS land title survey, including:
- The size of the property to be surveyed
- The terrain of the property
- The location of the property
While it is impossible to provide an accurate quote without first gathering some details about the parcel of land, you can get a vague idea of the cost by knowing that in-depth ALTA requirements mean that these types of surveys are more expensive than typical boundary surveys.
Difficulties and complications, such as challenging terrain or exceptionally large pieces of land might make the cost even higher.
Our experienced staff uses the latest technology to perform our survey in a timely manner, keeping our prices as low as possible.
When Will My ALTA/NSPS Land Title Survey Be Completed?
It is not uncommon for an ALTA/NSPS land title survey in Huntersville, NC, to take two weeks or more to complete. There is a lot of work that goes into these surveys. Beyond going out to the property to take a physical survey of the land, extensive research must be conducted.
If you require a land title survey, it is recommended that you contact a land surveying company as soon as possible so as not to overly delay your project. Our experienced surveyors will work diligently to provide you with an accurate survey in as short a period as possible.
When Is an ALTA/NSPS Land Title Survey No Longer Valid?
An ALTA/NSPS land title survey will generally remain valid until changes are made to the property. At this point, any previous survey of the property will be invalidated.
However, it is essential to note that a lack of changes will not guarantee that a mortgage lender or title company will not request a new ALTA/NSPS survey. Even without changes, the older the latest survey is, the more likely a new survey will be requested.
Get a Free Quote for an ALTA/NSPS Survey in Huntersville
At Scalice Land Surveying, we have a history of high customer satisfaction relating to the ALTA/NSPS surveys we provide. Contact us today to get a free quote if you need an ALTA/NSPS land title survey in Huntersville, North Carolina. You can get in touch with a phone call or by filling out our easy online contact form.